Justification as a gift of God contains two things: faith on the one hand, and hope and love on the other hand. Faith alone is not sufficient. And according to the Council’s decision, it is even possible that justification may be lost by a Christian through a mortal sin, but that faith remains. Now the Reformers would say: if you are in faith, you never can lose your justification. But the Roman church understood faith in its old tradition, namely. somehow an intellectual and a moral act. Of course, if faith is an intellectual act and a moral act it can be lost, and nevertheless justification can be there; but faith according to the Reformers is the act of accepting justification; and this cannot be lost if there shall be justification.